MODENA Group and MNC Bank have launched MODENA Pay, a new credit card and debit card service designed to bring payment, loyalty, and lifestyle benefits into one ecosystem. The move signals a broader expansion for MODENA beyond home products and into integrated financial services.
The new offering is built around convenience and cost relief for shoppers who want to buy within the MODENA ecosystem. It includes 0% installments, cashback, loyalty rewards, and no annual fee for the first three years.
What shoppers can get from MODENA Pay
The most visible advantage is 0% installments for up to 12 months. The scheme applies to purchases across MODENA’s ecosystem, including home appliances, premium furniture from Prive, and renewable energy solutions such as solar panels from MODENA Energy.
The program is available for transactions at MODENA Experience Center, MODENA Home Center, and the official MODENA website. It arrives at a time when many consumers remain price-sensitive when shopping for home electronics.
Cimigo research found that around 36% of respondents still consider price a major factor when buying home electronic devices. Ken Research also noted that smart home appliance adoption continues to be held back by prices that are 30% to 50% higher than conventional devices.
Cashback and loyalty benefits for larger purchases
MODENA Pay cardholders can also receive 5% cashback on home appliance purchases with a minimum value of Rp3.000.000. The offer is valid at MODENA Experience Center, MODENA Home Center, and the official MODENA website.
The cashback can be used together with other promotions, discounts, or ongoing offers. That gives customers more room to reduce the effective cost of a single transaction.
MODENA is also offering 100,000 MODENA Life Points to the first 50 customers who buy products at MODENA Experience Center and HOME Home Center using MODENA Pay. MODENA Life is the company’s loyalty program, allowing users to collect points for additional perks, exclusive promotions, and rewards within the MODENA ecosystem.
Digital security and everyday banking integration
MODENA Pay combines credit and debit card services with digital security features and connects to MotionBank as well as other digital payment methods. The setup is intended to make everyday transactions more practical while keeping the payment experience integrated.
Security measures include One-Time Passwords, PIN and biometric authentication, and data protection systems. These features are designed to protect customer information during digital transactions.
How the application process works
Applications are submitted through the MotionBank app by preparing the required data and documents. After registration and review, the MODENA Pay team verifies credit card applications, and approved users receive a credit card plus a Motion Bonus savings account.
Debit card applications are handled separately through the MotionBank app. Once activated, users can begin using the 0% installments, cashback, and other benefits available in the MODENA ecosystem.
