Starting December 2025, Samsung Galaxy Watch users in Indonesia can now make payments using QRIS Tap myBCA directly from their smartwatches. This new feature allows transactions without a phone, card, or active internet connection by simply tapping the watch on NFC-enabled payment terminals. It marks a significant step toward a more cashless society by enabling seamless, offline payments for daily needs.
The integration leverages the built-in NFC technology available since the Galaxy Watch4 and the myBCA app optimized for wearable devices. Users must link their myBCA account through the Samsung Galaxy Wearable app and enable NFC Pay on the watch. Payments at retail stores or public transport gates are processed instantly by positioning the watch close to the NFC reader, without unlocking the device or opening any app.
Supported Galaxy Watch Models
QRIS Tap myBCA is compatible with Samsung Galaxy Watch models that support NFC and run Wear OS by Samsung:
- Galaxy Watch4
- Galaxy Watch5
- Galaxy Watch6
- Galaxy Watch7
- Galaxy Watch8
Users should update their watch software and install the wearable version of the myBCA app via Galaxy Store. An active and verified BCA account is also required to use this payment feature.
Where Can You Use QRIS Tap on Galaxy Watch?
Thousands of merchants and public transit systems across Indonesia accept QRIS Tap through this feature. Prominent use cases include:
- Public Transportation: MRT Jakarta, KRL Commuterline, LRT Jakarta & Jabodebek, Transjakarta buses and bus stops
- Retail and Services: Alfamart and Indomaret minimarkets, Starbucks, Kopi Kenangan, Excelso coffee shops, fast food outlets, digital parking, and numerous UMKM merchants with NFC-enabled QRIS EDC machines
If a merchant only supports QR code scanning, users can still show the payment QR code on their Galaxy Watch via the myBCA app without needing a smartphone.
Security Features in QRIS Tap Transactions
Samsung and BCA emphasize transaction security with multiple layers:
- Samsung Knox platform encrypts sensitive data with military-grade security standards.
- Biometric verification (PIN, pattern, or heart rate) is required before the first transaction in each session.
- Tokenization ensures that plain bank account numbers never leave the device or reach payment terminals.
- BCA enforces daily transaction limits and sends instant notifications for every payment to detect suspicious activity early.
This robust protection gives users confidence in conducting contactless payments safely with their wearable devices.
From Health Tracker to Digital Wallet
Traditionally, Samsung Galaxy Watches have been used mainly for health monitoring like heart rate, sleep tracking, and step counting. The introduction of QRIS Tap transforms the watch into an indispensable digital lifestyle tool for urban commuters, students, and travelers. Paying for transportation, shopping, and donations can now be done swiftly without the hassle of carrying extra wallets or phones.
Year-End Promotion for New Galaxy Watch Buyers
Samsung is celebrating this innovation with an exclusive promo from December 11, 2025, to January 14, 2026. Buyers of Galaxy Watch4 through Watch8 (both Bluetooth and LTE variants) can get:
- Trade-in discount up to 50 USD by exchanging old smartwatches.
- Cashback up to 20 USD on purchases via official channels.
- Total benefits reaching up to 70 USD combined.
New users will also receive a step-by-step guide on activating and using QRIS Tap myBCA on their Galaxy Watch to maximize convenience.
The Future of Wearable Payments in Indonesia
Galaxy Watch’s new QRIS Tap feature aligns with a growing global trend where smartwatches serve as hubs for everyday transactions. Countries like South Korea and Japan have widely adopted similar tech. Indonesia’s NFC infrastructure and supportive financial ecosystem are propelling this shift forward. Experts predict that within the next two to three years, paying by tapping a watch could become a common and preferred practice.
For Galaxy Watch owners, the path is clear:
- Update your watch’s operating system.
- Install myBCA wearable app from Galaxy Store.
- Enable NFC Pay in the settings.
Now, your wristwatch can replace your wallet for fast, secure, and effortless payments wherever QRIS is accepted across the nation.
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